A Mortgage Made Simple

Apply online, no strings attached.
It’s that simple

Utah mortgage lenders

Why Simple is Better

We’re making mortgage financing more affordable. We specialize in simple, low-cost home mortgage loans. In addition to our highly experienced licensed mortgage advisors, our elegant online process offers a headache-free user experience from initial application to data collection, and on to the final closing. We offer the best mortgage rates in Utah and the lowest fees on the market, and we guarantee price match if you find a lower price anywhere.

Watch Short Video

We will show you how to save THOUSANDS on a home loan...

Stuart, Simple Mortgage

No commitment, no waiting

Our online application takes most people about 8 minutes to complete. Once your application is complete, a licensed mortgage advisor will help you choose which program is best for your situation and lock in your rate. Once your loan is locked, the conditional data can then be collected and documents can be requested and signed... all within our simple online platform!

Learn More

It really is that simple

With Simple Mortgage, you really can get conditionally approved to buy or refinance your home after your 8 minute application is complete. Our process, from application to closing, is designed to make your entire experience simple; saving you time, hassle and money. Our variety of flexible and fixed-rate mortgage options have never made it easier to clearly understand what is best for you and your family.

Find out how

Apply today, or, call one of our experienced licensed Utah mortgage advisors with questions.


We've helped people just like you buy their dream home, and we've got the testimonials to prove it.


Read All Reviews Apply Now!

Zach and company were really great to work with. Our experience was that simple mortgage was personable, patient, and timely with our requests. Everything we were looking for in a mortgage broker.
— Andrew Heile
Posted June 27th 2018
Google Local
Zach is the man!
— Daniel Woodward
Posted June 21st 2018
Google Local
Zach came highly recommended by a friend, and I'm so thankful I listened. He was fantastic every step of our refinance process. It went much more smoothly and quickly than I would have ever expected.
— Kara Davis
Posted April 27th 2018
Google Local
Zach with Simple Mortgage was very informative which made the loan process easy to understand. He was on top of what needed to be done and there were no hiccups along the way. Thanks Zach!
— Candace Mcbride
Posted April 17th 2018
Google Local
— Corey Bentley
Posted March 24th 2018
Google Local
I"m a very picky customer to say the least and I found the entire process with Simple Mortgage to be seamless and pain-free. Oh and they were the lowest rate I found as well. My wife and I couldn't have been happier with the team at Simple Mortgage. Thanks guys!
— Jeffrey Kessler
Posted January 24th 2018
Google Local
I have purchased several homes in my life, and I have never had a more transparent and satisfying experience than with Simple Mortgage. Everything was handled quickly and professionally and they beat everyone else's interest rates and it was a no cost loan. I'm so relieved I don't ever have to shop loans again...they have my business for life.
— Jeffrey Kessler
Posted January 15th 2018
Facebook
11/10 Best decision I made in my entire home buying/ building process. To say Zach went above and beyond would be an understatement. I could not have be happier with the choice to go with this brilliant team of pros here. Thank you 'Simple Mortgage'!
— Skyler
Posted December 24th 2017
Google Local
I have had great experiences with Simple Mortgage. This is the second time I have used the company and both times have been a smooth experience and rates were better then anyone else we shopped. I have a close friend that is a underwriter for a large mortgage firm and they were blown away at the rates that were offered. Zach is very personable and excellent and answering all my questions. Highly recommended!
— Kaleb Buck
Posted October 24th 2017
Google Local
I am in the process of doing my third loan with Simple Mortgage, so that should be proof enough that I love them. The truth is, I'm picky and hard to please, so when I find something I like, I am a loyal customer and try to share the goodness with all my friends and family. Zach is an all star when it comes to helping you with your loan. He makes it so hassle free, and literally finds you the best rates out there. I have asked around and our rate is always the lowest I hear of. What else do you want from a mortgage company? In addition to the ease and the great rate, Zach has exceptional people skills and is someone that you can talk to if you have any questions about the loan, title or closing costs or if there are any problems with your appraisal, the home you are buying, etc. I never get the feeling he is annoyed to answer my questions or feel like he is rushing to get off the phone. Simple Mortgage truly is a great company and I give it my highest recommendation.
— katie taggart
Posted October 24th 2017
Google Local
They helped me get my dream house! I recommend them to anyone who is planning on buying a home!
— Jesse Barrios
Posted April 24th 2017
Google Local
Zach and his team provided the best loan experience I’ve ever had with any home purchase. Purchasing a home can be very stressful but Zach made the whole process so simple and was willing to answer any question at any hour of the day. I did a lot a shopping around on our latest home purchase and Eastman Financial easily beat the competitor’s rates (including all of our builder’s preferred lenders) and literally saved us thousands at closing. One of the preferred lenders actually encouraged us to go with Eastman because they just couldn’t compete! I would (and do), without hesitation, recommend Eastman Financial to anyone looking to purchase/refinance a home. I will be a customer for life knowing that I can trust Eastman Financial and that they have my best interest in mind. Thanks!
— Nick Evans
Posted April 24th 2017
Google Local
Eastman Financial ultimately saved us a substantial amount of money, and Zach was a pleasure to work with. My sister-in-law was our realtor and said Zach had some of the best rates/options she'd seen in a long time, so there's no question they've got a solid product.But what made working with Zach/Eastman Financial so special was how he treated us - I'm a very detail-oriented person and very hands-on, and as this was our first time purchasing a home, Zach took the time to educate us on the process, our options, and answered all of our questions every step of the way.We were so inquisitive we worried we'd be a burden, but Zach never let us feel like that. Not only do I recommend him and Eastman Financial to friends and family, we're planning on using him again ourselves!
— TJ Ruff
Posted April 24th 2017
Google Local
Eastman financial is amazing! Our refi went super fast and easy! Love them!!
— Danelle Beagley
Posted April 24th 2017
Google Local
My experience with Eastman was fantastic. We had talked to multiple banks and even another broker and were given canned answers based on a black and white look at our debt to income. What Zach did was look at our debt to income and come up with options based on different scenarios that gave us flexibility in choosing how we wanted to finance our home. In short he was able to do exactly what multiple lenders told us couldn't be done, all because he cared about our outcome and worked hard to find a loan that fit our situation. I have recommended Zach to everyone I know who is buying a home and so far at least one person has signed up and have great things to say. Only thing I wish he did was some sort of referral incentive. Thanks Zach and Eastman Financial!
— J L
Posted April 24th 2017
Google Local
They were great to work with. They made things very simple by having several different communication options. Nice people and they always gave the impression that they were there to help us make the best choice.
— Cody Wright
Posted April 24th 2017
Google Local
I love Eastman Financial. They have helped us twice now and done a phenomenal job.
— Spencer Taggart
Posted April 24th 2017
Google Local
Jana Miller helped us out on a refinance. She got us in with the best lender and she handled everything! I was expecting a month or two of waiting and a mountain of paperwork. She called a couple weeks later and let me know it was done! Very impressed. I would recommend working with her for sure.
— Britton Banks
Posted April 24th 2017
Google Local
Loved working with Zach and his team! They gave me the best rate and answered all my questions along the way. Recommend to friends and family!
— Taylor Christensen
Posted April 24th 2017
Google Local
Zach came as a referral from my Father-in-law. Although my father in law makes about 20 times as much money as I do, and probably had a lot more understanding about the home-buying process, Zach didn't make any assumptions. This was our first house and home-buying process, and Zach explained everything multiple times, was always available by phone or email and worked quickly and efficiently to make sure we were never waiting on him for documents or information. If we move anytime soon, I will use Zach again. I would also refer Eastman Financial Group in a heartbeat. Although I never met Zach face to fact, after talking with him every other day for a month or so, I trust him.
— Ryan Morse
Posted April 24th 2017
Google Local

Calculate Your Mortgage Payments

See what your mortgage payment could be with today's rates.

Refinance Calculator Mortgage Calculator